Upload your credit report. Our AI scans every account, flags every error, and generates professionally formatted dispute letters — ready to mail to Equifax, Experian, or TransUnion.
No credit card required · Free tier available · Cancel anytime
7-Year
Reporting Limit
30 Days
Bureau Response Time
FCRA
Federal Protection
3
Credit Bureaus
How It Works
1
📄
Upload Your Report
Download your credit report from Credit Karma or annualcreditreport.com and upload the PDF or screenshots.
2
🔍
AI Scans for Errors
Our AI forensically reviews every account, inquiry, and entry — flagging outdated items, inaccuracies, and anything disputable under the FCRA.
3
✉️
Generate Dispute Letters
With one click, get a legally-grounded, FCRA-compliant dispute letter addressed to the right bureau, ready to print and mail.
4
📬
Mail & Track
Send your letter certified mail. The bureaus have 30 days to investigate and respond — we help you track every dispute.
Simple, Transparent Pricing
Start free. Upgrade when you need more letters or consultations.